branchandroot

You're viewing

branchandroot's journal
Create a Dreamwidth Account Learn More

Reload page in style: light

Expand Cut Tags

No cut tags

Omgomgomgomg, I'm gonna have a house again! Inspection is complete and I know what needs work. Contract is signed, with all addenda. UNDERWRITING IS COMPLETE, OMG. IT'S HAPPENING.

[insert wild Kermit flailing here]

And oh my gosh, it's such a cute place. Cape cod, and I've always loved those rooflines, and the whole upstairs is basically the master suite, and there's a partially finished basement, and such a pretty street full of trees, and AAAAAAAAA IT'S ALMOST MINE.

Okay, going to go breathe into my trusty paper bag some more.

I have started my house hunt! Target move is March, closing at the end of January or mid February.

I have a thoroughly vouched for and, so far, very efficient realtor.

Zillow assures me that there are a solid handful of places in my price range (if only barely in some cases) that I would be happy to live in.

I have a downpayment that will ensure only a short period of that deeply annoying "you aren't rich" tax known as mortgage insurance.

I have an appointment with my bank next week. I have the money. I could (barely) do a 15 year at current rates, though I doubt I'll get approved for that. But once rates come down I can immediately refinance to a 15 year and be quite comfortable.

I am good, I am ready, I am prepared!

I am SO NERVOUS. Nerves actually woke me up hours early this morning, which I hope is a temporary thing, because not fun. It is very much breathing into a paper bag time.